Digital currency (digital money, electronic money or electronic currency) is a type of currency available in digital form (in contrast to physical, such as banknotes and coins). It exhibits properties similar to physical currencies, but can allow for instantaneous transactions and borderless transfer-of-ownership. Examples include virtual currencies and cryptocurrencies and central bank issued money accounted for in a computer database (including digital base money). Like traditional money, these currencies may be used to buy physical goods and services, but may also be restricted to certain communities such as for use inside an online game.Digital currency is a money balance recorded electronically on a stored-value card or other devices. Another form of electronic money is network money, allowing the transfer of value on computer networks, particularly the Internet. Electronic money is also a claim on a private bank or other financial institution such as bank deposits.Digital money can either be centralized, where there is a central point of control over the money supply, or decentralized, where the control over the money supply can come from various sources.
Ukash was a UK-based electronic money system that allowed users to exchange their cash for a secure code to make payments online. It was acquired by Skrill Group in April 2014 and merged into Austrian competitor paysafecard, acquired by Skrill a year earlier. All existing vouchers expired after 31 October 2015. Remaining ones could be exchanged into paysafecard PINs, in May 2016 paysafecard announced completion of the process.The system allowed users to exchange their cash for a secure code. The code was then used to make payments online, to load cards or e-wallets or for money transfer. Codes were distributed around the world by participating retail locations, kiosks and ATMs.
An online streamer, also known as a live streamer, internet streamer, or streamer, is a person who broadcasts themself online through a live stream or pre-recorded video. The scope of online streamers has grown to include different genres ranging from playing video games, tutorials, or even solo chats.
Online shopping is really a form of digital commerce that allows consumers to straight buy items or services from the seller online using a browser. Consumers look for a product appealing by visiting the web site of the shop immediately or by looking among alternative suppliers utilizing a shopping internet search engine, which displays exactly the same product’s availableness and costs at unique e-retailers. By 2016, clients can go shopping online utilizing a range of several computers and products, including desktop personal computers, laptops, tablet personal computers and smartphones.
An online store evokes the actual physical analogy of shopping for products at a normal “bricks-and-mortar” merchant or shopping mall; the process is named business-to-consumer (B2C) on the internet looking. When an web store is established to enable companies to get from another organizations, the process is named business-to-business (B2B) online buying. A typical web store enables the client to see the firm’s selection of products, view images or photos of the merchandise, along with information regarding the product requirements, features and rates.
Online stores generally enable shoppers to utilize “look for” features to get specific models, brand names or products. Online customers will need to have access to the web and a appropriate method of repayment to be able to complete a business deal, like a charge card, an Interac-enabled debit credit card, or a program such as for example PayPal. For bodily items (e.g., paperback textbooks or garments), the e-tailer boats the merchandise to the client; for digital items, such as electronic digital audio recordings of melodies or program, the e-tailer typically sends the record to the client online. The largest of the online retailing firms are Alibaba, Amazon . com.com, and eBay.
Field Agent, a retail solutions firm headquartered in Fayetteville, Arkansas, crowdsources shoppers’ smartphones to furnish consumer packaged goods, retailers, and agencies with in-store photos and video, retail information, and shopper insights.Through Field Agent’s mobile app, “agents,” as the company calls its app-users, search for and complete relatively basic tasks inside stores and other locations. These tasks, which generally pay agents between $2–12 per completion, include in-store display audits, price checks, out-of-stock audits, competitive assessments, mystery shops, and other jobs that commonly include photo requests and survey questions. The Field Agent crowdsourcing platform also powers the firm’s retail-specific search engine, Jicco, which supplies businesses on-demand photos and information from inside stores.Launched in 2010, Field Agent’s mobile app has been downloaded approximately one million times in the United States alone. Field Agent also maintains operations in several other markets, including Canada, Mexico, Australia, South Africa, and the United Kingdom.
Yandex.Cash (Russian: ??????.??????) will be Russia’s largest digital payment service in accordance with a 2016 study by TNS. It really is an online repayment service that works together with two forms of clients — unique users and retailers.
The service may be the jv of Russia’s top rated internet search engine Yandex (NASDAQ: YNDX), and Russia’s largest lender Sberbank. In 2013, Sberbank, among the largest bankers in Eastern European countries, bought a significant stake in Yandex.Cash. Currently, Sberbank is the owner of a 75% stake in the business, the rest of the 25% and something ruble is had by Yandex. With different stakeholders, Yandex.Cash obtained usage of a broad repayment facilities of Sberbank. Customers obtained a chance to best up their e-wallets throughout the string of Sberbank’s ATMs and terminals, and on line banking.
Yandex.Money includes a b2b support Yandex.Checkout — a repayment aggregator for internet vendors and other companies that need repayments on their on-line programs. Yandex.Checkout premiered by Yandex.Profit 2013. Yandex.Checkout happens to be the leading provider for accepting on-line repayments in Russia, in accordance with a 2016 review by MARC. With this particular payment solution, stores from all around the globe can provide Russian consumers the web payment methods hottest among Russians and CIS-citizens merely in one option ‘Fork out with Yandex’: charge cards, primary debit (online bank), e-wallets, cell phones, and funds via mobile suppliers and settlement kiosks (you can find above 250 thousand cash-acceptance tips around CIS).
Currently a lot more than 76,000 internet vendors throughout the world work with Yandex.Checkout, consisting of such spouses as Skype, AliExpress (Alibaba), JD.com and BlaBlaCar.Yandex.Funds also offers an e-wallet, that is the original item of the business. Yandex.Money delivers consumers easy, risk-free, and reliable ways of paying online alone site and cellular app. The support hosts about 30 million individual addresses with about 15,000 innovative accounts opened on a daily basis. Recent TNS exploration revealed that Yandex.Funds is the hottest e-wallet in Russia: every next user of the web in Russia will pay by Yandex.Funds e-wallet. Making use of Yandex.Cash, gamers can also spend on Nintendo, top rated up a merchant account on Heavy steam (application), Wargaming, Riot Game titles, buy rules for Apple mackintosh (iTunes) and Xbox. Yandex.Cash became the state revenue operator of the favorite video game publisher Electronic Arts. Russian consumers can now invest in FIFA 17 for Laptop or computer and Xbox with the service. Yandex.Funds in addition distributes Blizzard Leisure virtual credit cards, which provide customers with a comfortable payment choice for Blizzard’s online flash games: Wow, Overwatch (gaming), Heroes from the Surprise, StarCraft, Hearthstone (gaming), and Diablo (sequence).
Customers may also use Yandex.Cash cards as a kind of repayment: both plastic material and personal MasterCards are for sale to issuing. In 2015 Yandex.Funds received MasterCard Primary Member status. From the 2016 Yandex.Cash has issued a lot more than 500,000 clear plastic credit cards and 11 million digital MasterCards. Yandex.Funds was one of the primary to create its users Apple mackintosh Pay out in Russia, that is transforming mobile repayments with an uncomplicated, secure and personal way to shell out to get, apps and on the net. Customers pays via Apple Give with the addition of their clear plastic or virtual pre-paid Yandex.Money credit cards to Apple Budget. Online stores along with other merchants, which take obligations via Yandex.Checkout, may also offer consumers quickly and effortless contactless repayment via Apple Pay out. With Touch Identification you don’t have to manually complete lengthy payment varieties or repeatedly enter billing information.
A lot more than 4 million customers contain downloaded the Yandex.Funds cellular app. 35% of these make use of an iOS unit. Utilizing the app, they are able to transfer finances via iMessage, settle payments — such as for example utilities, internet, portable services — help to make loan payments, entry their most typical payments, and much more. Users may also get the Yandex.Cash app on Apple company Watch. Yandex.Cash mobile program Yandex.Fines for iOS put in place a new characteristic, which enables spending money on site visitors fines via Apple company Pay.In accordance with a June 2015 open public opinion study, Yandex.Money is definitely well known in Russia. Within a survey performed by TNS, 92 pct of Russians are aware of the assistance, and 44 percentage regularly make use of Yandex.Money to create payments.The business’s headquarters come in Moscow, Russia. It offers branch workplaces in Saint Petersburg and Nizhny Novgorod. Ivan Glazachev can be Yandex.Money CEO. He became the top of the business on 1 March 2017.
Notehall is an online marketplace in which college students can buy and sell class notes. Notehall gained recognition after appearing on the ABC reality show Shark Tank in October 2009. It has since been purchased by Chegg, a textbook-rental company, for $3.7M in equity and undisclosed cash. Notehall.com was later integrated into the Chegg Homework Help site.